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Stockgrowers State Bank
Stockgrowers State Bank
Stockgrowers State Bank

Personal > Savings & Investments | Debit/ATM Cards | Loans

Personal Checking Accounts

All inactive checking and savings accounts (no activity for 6 months or more) with a balance less than $100.00 will be assessed a $5.00 Dormant Account fee per statement period.

Children's accounts (under 18 years old) will be exempt from this fee.

An "Overdraft Charge" or "Return Item Charge" applies to overdrafts created by check, in-person withdrawal, or other electronic means.

FREE CHECKING

Available to Consumers and Non-Profit Organizations
E-Statements Available
$100.00 Minimum Balance Required to Open Account
No Monthly Maintenance Fee
$30.00 per Overdraft Charge or Return Item Charge
$5.00 Dormant Account Fee per statement cycle on balances less than $100.00

REGULAR CHECKING

Available to Consumers and Non-Profit Organizations
E-Statements Available
$100.00 Minimum Balance Required to Open Account
$3.00 Monthly Maintenance Fee plus .15¢ per Debit Fee
A variable Earnings Credit can offset the maintenance fee and transaction fees incurred for account activity. The bank may change the variable Earnings Credit at its discretion.
$30.00 per Overdraft Charge or Return Item Charge
$5.00 Dormant Account Fee per statement cycle on balances less than $100.00

NOW CHECKING

Available to Consumers, Sole Proprietorships and Non-Profit Organizations
E-Statements Available
$1,000.00 Minimum Balance Required to Open Account
$10.00 Monthly Maintenance Fee plus .15¢ per Debit Fee if average daily balance falls below $1,000.00.
Earn interest on average daily balances of $1,000.00 or greater.
Interest rates may change at the discretion of the bank.
$30.00 per Overdraft Charge or Return Item Charge
$5.00 Dormant Account Fee per statement cycle on balances less than $100.00

SUPER NOW CHECKING

Available to Consumers, Sole Proprietorships and Non-Profit Organizations
E-Statements Available
$5,000.00 Minimum Balance Required to Open Account
Minimum average daily balance of $5,000.00 required.
$10.00 Monthly Maintenance Fee plus .15¢ per Debit Fee if average daily balance falls below $1,000.00.
Earn interest on average daily balances of $1,000.00 or greater. Interest tiers, as detailed below, allow you to maximize your earnings.

  • Tier 1...under $10,000.00
  • Tier 2...$10,000.00 to $24,999.99
  • Tier 3...$25.000.00 to $49,999.99
  • Tier 4...$50,000.00 to $99,999.99
  • Tier 5...$100,000.00 and above

Interest rates may change at the discretion of the bank.
$30.00 per Overdraft Charge or Return Item Charge
$5.00 Dormant Account Fee per statement cycle on balances less than $100.00

 
 
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